Each of our checking accounts offers convenient 24-hour online banking, bill pay and ATM/Debit access. 

Account	Minimum Balance  to Open	Minimum Balance to Earn Interest	Monthly Service Charge	Charge Per Check Processed	Interest Rate
LSBfree Checking*	$50	Non-interest bearing	N/A	N/A	N/A
NOW Checking*	$100	$500	$5 if average balance of $500 is not maintained	$0.20 if average balance of $1,000 is not maintained	Click Here
Vintage Gold Checking**	$100	N/A	$15 if combined average balances of $10,000 is not maintained	N/A	Click Here

**The Vintage Gold checking balances can be combined from checking, savings, MMA’s, IRA’s, CD’s, home equities or consumer loans. The benefits include premium rates on MMA’s & CD’s, $250 of closing costs of a new residential mortgage, discount of .25 basis points on any new consumer loan, no fee to purchase treasurers checks, travelers checks or money orders and many more.

*May be opened for a 16 or 17-year old if sponsoring parent signs a “Guaranty Agreement.”

Checking Account SwitchKit Forms – these simple forms make it easy for you to switch your current checking account to a Laconia Savings Bank checking account.